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My dad often mentioned to me a line out of a Robert Browning poem, “…a man’s reach should exceed his grasp, or what’s a heaven for?”  It took me years to grasp its’ meaning, yet now I recognize the phrase offers guidance to relish one’s journey. Knowing healthcare perfection is beyond reach, our company’s journey …

Healthcare Innovation

We all agree that as an employer, being self-insured gives you more options and opportunities to control healthcare costs. But our traditional approach continues to grow at unsustainable figures. So what’s new on the horizon? IF there can be a positive, the COVID pandemic may have been a catalyst that changed behavior and allowed healthcare …

Healthcare and Benefits - A Modern-day Tower of Babel Story

Balance billing, COBRA, co-insurance, donut hole, EAP, urgent care, formulary… is your head spinning yet?  I’m just getting started.   In about the year 2242BC, according to The Bible in Genesis 11:1-9, following the great flood, the descendants of Noah migrated westward into the land of Shinar.  Some Biblical scholars believe that the people, wanting …

New Years Resolution for Benefits

With the beginning of each New Year, many individuals contemplate a set of New Year’s resolutions. Webster’s Dictionary defines a resolution as a firm commitment to do or not to do something. In what ways can employers develop resolutions for employees and their benefits package?  To identify what I believe is a priority in this …

How To Save Healthcare

The first part of an article is often used to convince the reader of the writer’s credibility, right?  Here goes… I’ve been in the benefits industry for over 10 years and consult with clients that have 1,000s of members and those with 100s.  Over the last five years we have plans with flat to negative …

Amazon versus Walmart in Healthcare Wars

A War is Coming! A few weeks ago, I posted a blog about Amazon, Berkshire and JP Morgan announcing their new venture into the health insurance space.  My first question in the blog was, “Has major healthcare disruption just been launched?”  Based on the news yesterday that Walmart is in talks to buy Humana, the …

National Association of Health Underwriters, (NAHU), 2017 Capitol Conference

Carey Brown, Founder and Principal of The Benefit Company, traveled from Atlanta to Washington D.C. to participate in the National Association of Health Underwriters, (NAHU), 2017 Capitol Conference. Below is a brief update and review of his visit with legislators and National Employee Benefit leaders. On February the 11th thru the 15th, I attended the …