“Follow the Money” is a phrase that became popular following the 1976 film “All the Presidents Men.” So, let’s “Follow the money” in healthcare to help us understand how Medicare and Baby Boomers impact your Employer-based Health Insurance costs. Before doing so, it’s important to understand a few dynamics in our country.  First, consider the …

Our modern culture may define success by job title, monetary wealth, Facebook “likes”, the square footage of our home, the labels on our clothing, a “full” schedule, the symbol on the car we drive, and the shape of our body.   Success in our spiritual life may look like:   The time we spend helping …

Balance billing, COBRA, co-insurance, donut hole, EAP, urgent care, formulary… is your head spinning yet?  I’m just getting started.   In about the year 2242BC, according to The Bible in Genesis 11:1-9, following the great flood, the descendants of Noah migrated westward into the land of Shinar.  Some Biblical scholars believe that the people, wanting …

A growing number of companies are offering student loan repayment assistance programs as an employee benefit. In fact, the number of employers offering student loan-related benefits doubled to 8% over the past year, the 2019 Employee Benefits Report by the Society of Human Resources Management (SHRM) found. There are two primary reasons employers are increasingly …

I attended a funeral this past weekend. Two of the eulogists referenced the same Jackie Robinson quote, a favorite of the deceased: “A life is not important except in the impact it has on other lives.” After hearing the quote, I thought to myself about deep, abiding relationships and how the development of such is …

My dad was not a Boy Scout which, if you know him, is shocking for many reasons, but none more than there has never been anyone more prepared than him – for anything.   His preparedness has sometimes been the butt of some jokes – like when he bought a truckload of toilet paper during the …

It is estimated that more than one-quarter of all employers with at least 50 employees now offer a student loan repayment benefit. Why? Got millennials? Want to keep them? Need more? Some 70% of millennials graduate with more than $37,000 of student loan debt. The average for metro Atlanta residents is $22,000. That’s why. Unless …

HR Legal Issues/Updates: 14, 2018: The U.S. District Court in the Northern District of Texas declared that the individual mandate of the Affordable Care Act (ACA) is unconstitutional and that the rest of the ACA is unconstitutional, as well. Although this was an interesting order by the Court, at this point in time, the status …

We are pleased to release to you the new 2019 Annual Tax Benefit levels.  Call us if we can be of assistance in leveraging any of these tax efficient tools and strategies to your organization’s benefit. This rate chart can also be downloaded and printed from our web site.  …

HR Legal Issues/Updates: Expungement of criminal records and employer liability: Effective Dec. 27, 2018, among other things, SC employers must not use expunged information adversely against an employee, and an employer who employs a worker with an expungement must not be subject to any administrative or legal claim (for example, negligent hiring) related to the …