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Healthcare Innovation

We all agree that as an employer, being self-insured gives you more options and opportunities to control healthcare costs. But our traditional approach continues to grow at unsustainable figures. So what’s new on the horizon? IF there can be a positive, the COVID pandemic may have been a catalyst that changed behavior and allowed healthcare …

Hidden Taxes in Healthcare Finance

“Follow the Money” is a phrase that became popular following the 1976 film “All the Presidents Men.” So, let’s “Follow the money” in healthcare to help us understand how Medicare and Baby Boomers impact your Employer-based Health Insurance costs. Before doing so, it’s important to understand a few dynamics in our country.  First, consider the …

3 Important Things to Know About the COVID-19 Vaccine

Information accurate as of 02/04/21 and applies to State of Georgia residents only. Who can get the vaccine? The vaccine will be administered in phases as determined by the state health agencies.  Below are the phases for Georgia. We are in Phase 1A+ Healthcare workers Staff and residents at long-term care facilities Adults aged 65+ and …

Challenge to ACA Constitutionality

Question: What is the current status of the court case that is challenging the ACA’s constitutionality? Short Answer:  At this time, the case’s current status does not impact employers’ group health plans (e.g., it’s business as usual). However, employers should stay informed for the final decision in this case. Some states have already announced they will challenge this …

How To Save Healthcare

The first part of an article is often used to convince the reader of the writer’s credibility, right?  Here goes… I’ve been in the benefits industry for over 10 years and consult with clients that have 1,000s of members and those with 100s.  Over the last five years we have plans with flat to negative …

DOL Issues Final Regulations Regarding Association Health Plans

On June 19, 2018, the U.S. Department of Labor (DOL) published Frequently Asked Questions About Association Health Plans (AHPs) and issued a final rule that broadens the definition of “employer” and the provisions under which an employer group or association may be treated as an “employer” sponsor of a single multiple-employer employee welfare benefit plan and group health plan …