“Follow the Money” is a phrase that became popular following the 1976 film “All the Presidents Men.” So, let’s “Follow the money” in healthcare to help us understand how Medicare and Baby Boomers impact your Employer-based Health Insurance costs. Before doing so, it’s important to understand a few dynamics in our country. First, consider the …
We are making sure you are aware of ongoing negotiations between Wellstar Health System and Cigna. Cigna’s current contract with Wellstar ends on March 31, 2021. Cigna is now sending written notifications to Cigna members who have received care from Wellstar within the last 12 months. Negotiations between CIGNA or any insurance company and a …
Few assets are more valuable to an individual than their ability to earn an income over their lifetime. For many, this can mean millions of dollars over the course of a career. Income is like the gas in the tank of your financial life, enabling you to pay the mortgage and basic living expenses, provide …
It’s not every day we get to see a Bald Eagle soaring across the skies of metro Atlanta. Yet, last month, I had the special treat of seeing the national bird. While uncommon, the sighting wasn’t totally random. Although a novice, I have recently become an avid birder. On this day I decided to take …
Wouldn’t it be nice if COVID-19 was the only thing you had to deal with right now? This time last year, our family was in the middle of nine solid weeks of going to the hospital every day. We visited with and cared for our daughter, who had broken her neck and was now paralyzed. …
The buzz is growing around the mental health effects of the coronavirus pandemic. Financial stress, social distancing, unemployment and job insecurity, concern for family and friends, and fear of the illness are now piled on top of the challenges facing us prior to ever hearing of COVID-19. In a previous post we shared the importance …
On March 27, 2020, President Trump signed into law the Coronavirus Aid, Relief and Economic Security Act (CARES) Act. It delivers $2 trillion in fiscal stimulus to the economy including preferred loans to small businesses, capital for distressed industries, direct cash payments to many Americans, unemployment insurance enhancements, as well as various provisions affecting employee …
In life, transitions can be difficult. There can be fear and anxiety surrounding what might be next. Yet transitions are necessary for professional and personal process. Six months ago, I changed careers. After working in college athletics for 16 years, I accepted an advisor role at The Benefit Company. This transition was filled with personal …
Balance billing, COBRA, co-insurance, donut hole, EAP, urgent care, formulary… is your head spinning yet? I’m just getting started. In about the year 2242BC, according to The Bible in Genesis 11:1-9, following the great flood, the descendants of Noah migrated westward into the land of Shinar. Some Biblical scholars believe that the people, wanting …
A growing number of companies are offering student loan repayment assistance programs as an employee benefit. In fact, the number of employers offering student loan-related benefits doubled to 8% over the past year, the 2019 Employee Benefits Report by the Society of Human Resources Management (SHRM) found. There are two primary reasons employers are increasingly …
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