Few assets are more valuable to an individual than their ability to earn an income over their lifetime.  For many, this can mean millions of dollars over the course of a career.  Income is like the gas in the tank of your financial life, enabling you to pay the mortgage and basic living expenses, provide …

“The Benefit Company is Committed to Remaining Privately Held”, one brochure stated.  We recently had an internal discussion about employers being better off as a client of our firm because we are Privately Held. One of our team members asked, “Do employers care if we are Privately Held?”  An immediate response included, “…nimble, flexible, entrepreneurial – …

With the beginning of each New Year, many individuals contemplate a set of New Year’s resolutions. Webster’s Dictionary defines a resolution as a firm commitment to do or not to do something. In what ways can employers develop resolutions for employees and their benefits package?  To identify what I believe is a priority in this …

It’s no secret that health insurance premiums have been steadily rising for many years. For employers, this means an ongoing search for ways to save money while continuing to offer quality benefits for employees. One innovative concept for self-funded employers that is rapidly growing in popularity is Reference Based Pricing, or “RBP”. RBP strategies have the potential to save significant amounts of money for both employers and employees. However, they also require special care to ensure success for both parties. Let’s take a look at how these plans work, as well as some of the pros and cons for employers considering this strategy.

The first part of an article is often used to convince the reader of the writer’s credibility, right?  Here goes… I’ve been in the benefits industry for over 10 years and consult with clients that have 1,000s of members and those with 100s.  Over the last five years we have plans with flat to negative …

The Benefit Company continues to grow!  We are pleased to announce the addition of Bri Pierson and Debbie Green to our team of professionals.   Both have experience in the world of employee benefits and will add deep strength to serve you and your clients proactively.   Bri Pierson, a native of Roanoke, Virginia joined TBC …

Ah Spring…. Flowers blooming, warmer weather, and the feeling of renewal and rejuvenation.  It also brings everyone’s favorite pastime…”spring cleaning”!  I know, I know, cleaning out the garage and straightening up the attic is not the most exciting way to spend a Saturday.  All jokes aside though, Spring is an energizing time of the year …

One: The changes I have made in my personal and professional life are no longer considered New Year’s resolutions. They say it takes three weeks to create a habit, and the end of January makes four-ish.  So that should stick, right? Two: A reprieve from the full moon. Did you know that January is one …

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