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1968 letter to daughters

I lost my Dad 7 ½ years ago, and my Mom 3 ½ months ago.  As you do, we have all sorted through papers and folders and pictures . . . My oldest sister found this letter that my…

Reference Based Pricing
It’s no secret that health insurance premiums have been steadily rising for many years. For employers, this means an ongoing search for ways to save money while continuing to offer quality benefits for employees. One innovative concept for self-funded employers that is rapidly growing in popularity is Reference Based Pricing, or “RBP”. RBP strategies have the potential to save significant amounts of money for both employers and employees. However, they also require special care to ensure success for both parties. Let’s take a look at how these plans work, as well as some of the pros and cons for employers considering this strategy.